Think Credit Reports offers consumers credit data reports from all three major credit bureaus. For more than five years, Think Credit Reports has also provided users with quarterly credit score refreshers for no additional charge.
There are a number of reasons indiduals should stay up-to-date on their credit score, as a poor score can cause a number of issues. Buying a house or car are two of the major purchases that require good credit. In both instances, consumers will likely be signed up for a payment plan that will last many years or even decades. A solid credit score indicates that an individual has a history of making timely payments. Starting a personal business is another example of when a reliable credit score can come in handy, as a variety of loans may need to be taken out in order to launch a start-up. Investors may even be interested in a young entrepreneur’s credit score before bankrolling a new project. Lastly, a good credit score can land an individual lower interest rates when seeking any type of financial assistance.